Ana and Tom Bacon are a married couple facing down bankruptcy. Living “high on the hog”, Tom, a trader on Wall Street makes a disastrous mistake and loses his job. Ana walks out on hers after her boss makes an unwanted move on her. The plan is to for both to take out million dollar life insurance policies, and Tom to fake his death so Ana can collect. But he’s turned down due to mental illness in the family, so Ana must fake her own death instead. She goes over the rail while on a cruise, but was it planned or did her husband help her along? Ryan Monahan is investigating the claim, and searches for the truth. A few of the elements seem a little too forced, Ana’s father is beaten up by gang members in Brazil who demand money, for one. But on the whole the action is well paced and the conclusion is satisfying.